Attorney Facilitated Credit Restoration Financial Recovery Debt Negotiation

Who We Are:
MyFicoAdvisor.com is a credit service organization specializing in the restoration of consumer credit worthiness and Debt Negotiation.We assist consumers in achieving a favorable financial credit profile by assigning one of our Attorneys to each case.

Our Attorneys:
Everything we do is legal utilizing laws enacted by Congress to dispute negative, erroneous, obsolete, and/or fraudulent information contained within your consumer credit profile.

How Does Good or Bad Credit Affect You?

Your credit affects every part of your financial life. The average American with less than perfect credit spends an extra 30-40% a month in higher interest rates. Don't allow your less-than-perfect credit keep you from reaching your financial goals.

You legally have the right to verify your credit reports for inaccuracies that are adversely affecting your credit rating.

You've taken the first step to turning your financial life around by visiting our website and we're excited that you're here.

WE CAN AND WILL HELP YOU. . .

Are you tired of the creditors and collection agencies harassing you?
Are you paying higher interest rates due to poor credit?
Did a divorce or other legal situation leave you standed?
Are you embarrassed by being turned down for automobiles, department store cards, gas cards, ANYTHING?

Our Attorneys CAN HELP YOU!

Your credit affects more than you think. These are just a few aspects of your financial life that are affected by your credit:

Employment Opportunities
Employers in today's market investigate your dependability along with your track record of responsibility based off of your credit. Employers look to see how you manage your personal finances and see whether they can entrust their finances with you as an employee.

Automobile Financing
an auto loan can cost thousands more in interest if you are buying the vehicle with less than perfect credit.

Renting Instead of Owning
The "American dream" is to own a home, but more importantly than having something to call your own is the financial repercussion of renting instead of owning an appreciating asset. The money that you are spending each year in rent could be going into your pocket instead of your landlords.

Interest Rates on Mortgages
A typical home mortgage can cost hundreds of thousands more in interest if you are buying a home with less than perfect credit.

FREE Debt and Credit Counseling:
MyFicoAdvisor.com offers free in depth consultations in regard to individuals Credit as well as Debts, these consultations yield a plan and direction which can then be implemented.

Financial Coaching:
MyFicoAdvisor.com offers a free budgeting analysis and computer program which clients can utilize on a daily basis to track expenses and develop effective budgeting strategies to regain control of their personal or family finances. We offer free advice as well as valuable contacts to allow our clients to effectively achieve their financial goals.

Discounted Debt Reduction/Negotiation Programs:
Many consumers are unaware that most debts can be effectively negotiated for pennies on the dollar, at MyFicoAdvisor.com our attorneys pride themselves in their aggressive debt negotiation skills and this service is offered at a discount to MyFicoAdvisor.com members. (Call for a free debt reduction analysis and service quote).

Credit Education:
MyFicoAdvisor.com continues to provide Free Credit Workshops nationally as well as locally and as consumer advocates makes every effort to share all pertinent information it gathers with any interested individuals or entities. Please see our weekly webinar schedule posted on our website.

Credit Reference Service:
All MyFicoAdvisor.com clients are entitled to our free Credit Reference Letters which have enabled many clients to effectively overcome temporary credit issues while in our Credit Repair Program. (Please call for further information).

Add Positive Credit Lines to Your Credit Report:
Our advisory Service as well as affiliations allow MyFicoAdvisor.com Members to add positive Credit to their reports to bolster their Credit Scores. (This service may have additional costs).

Legal Advice and Action:
All MyFicoAdvisor.com members receive attorney representation against the Credit Bureaus as well as collectors however through MyFicoAdvisor.com’s affiliation with PPL, members may also purchase a membership which allows them access to many legal benefits above and beyond Credit Recovery. (Please call for more information).

Attorney Facilitated Credit Restoration:
A MyFicoAdvisor.com attorney will aggressively represent you against all three Credit Repositories in removing derogatory information. (An additional cost of five dollars per deletion as deletions occur). Most clients are finished with this program within 6 months to a year.

Discounted Loss Mitigation Services:
Many people who face a foreclosure are approached with many options, most of them costing money or are inappropriate for their situation, MyFicoAdvisor.com members may receive help with foreclosure issues at no cost to them as well as their friends, family or acquaintances.

Access to Bank Account:
In most cases MyFicoAdvisor.com members may attain a bank account even if you are reported in Check Systems. (Call for more information).

Access to Identity Theft Program:
MyFicoAdvisor.com members are encouraged to protect their new credit standing by enrolling in the MyFicoAdvisor.com approved identity theft program which is much more comprehensive than most protection programs and is backed by PPL. This program was years in development and is by far the best in the country. (Please call for more information).